Texas Long Term Care Insurance

Nearly two-thirds of people over age 65 will need long term care at home or through adult day health care, or care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care service are ages 18 to 64.

This information is based on the 2010 Genworth Cost of Care Survey to help families evaluate options and cover the growing cost of long term care. For the seventh year Genworth Financial surveyed the cost of long term care across the U.S. to help American plan for the potential cost of this type of care in their preferred location and setting. The survey was conducted by CareScout® and covers nearly 13,000 long term care providers in 436 regions.

Texas Long Term Care Insurance Quote

NURSING HOME DAILY RATES (PRIVATE ROOM)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$90

$876

$206

$75,190

Texas

$90

$335

$161

$58,765

Abilene

$115

$195

$135

$49,093

Amarillo

$114

$204

$153

$55,663

Austin - Round Rock

$150

$270

$191

$69,715

Beaumont - Port Arthur

$123

$240

$175

$63,875

Brownsville - Harlingen

$150

$250

$200

$73,000

College Station - Bryan

$126

$260

$191

$69,533

Corpus Christi

$110

$276

$179

$65,415

Dallas - Fort Worth - Arlington

$90

$278

$206

$75,190

El Paso

$128

$204

$162

$59,163

Houston - Sugar Land - Baytown

$133

$314

$229

$83,585

Killeen - Temple - Fort Hood

$125

$215

$145

$52,925

Laredo

$145

$276

$145

$52,925

Longview

$92

$232

$130

$47,450

Lubbock

$100

$194

$145

$52,925

McAllen - Edinburg - Mission

$130

$335

$251

$91,433

Midland

$188

$295

$257

$93,805

Odessa

$126

$230

$134

$48,910

San Angelo

$129

$182

$170

$62,050

San Antonio

$150

$260

$181

$65,930

Sherman - Denison

$114

$205

$139

$50,735

Texarkana

$125

$200

$133

$48,545

Tyler

$120

$236

$160

$58,400

Victoria

$134

$264

$175

$63,875

Waco

$120

$200

$135

$49,275

Wichita Falls

$124

$168

$163

$59,313

TX - Rest of State

$96

$240

$135

$49,275

 

NURSING HOME DAILY RATES (SEMI-PRIVATE ROOM]

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$80

$870

$185

$67,525

Texas

$80

$257

$121

$44,165

Abilene

$94

$160

$112

$40,807

Amarillo

$97

$156

$111

$40,515

Austin - Round Rock

$100

$233

$149

$54,203

Beaumont - Port Arthur

$113

$138

$121

$43,983

Brownsville - Harlingen

$110

$221

$135

$49,275

College Station - Bryan

$98

$210

$145

$52,743

Corpus Christi

$110

$138

$126

$45,990

Dallas - Fort Worth - Arlington

$104

$164

$127

$46,173

El Paso

$105

$165

$136

$49,622

Houston - Sugar Land - Baytown

$115

$173

$141

$51,465

Killeen - Temple - Fort Hood

$98

$150

$125

$45,625

Laredo

$105

$138

$123

$44,713

Longview

$90

$120

$110

$40,150

Lubbock

$87

$166

$127

$46,355

McAllen - Edinburg - Mission

$113

$190

$150

$54,750

Midland

$125

$257

$150

$54,750

Odessa

$121

$124

$122

$44,530

San Angelo

$91

$150

$118

$43,070

San Antonio

$95

$152

$129

$46,903

Sherman - Denison

$94

$120

$110

$40,241

Texarkana

$110

$135

$118

$43,070

Tyler

$100

$126

$117

$42,523

Victoria

$124

$132

$126

$45,990

Waco

$85

$162

$115

$41,975

Wichita Falls

$103

$125

$112

$40,880

TX - Rest of State

$80

$129

$103

$37,686

 

ASSISTED LIVING FACILITY MONTHLY RATES (ONE BEDROOM/SINGLE OCCUPANCY)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$700

$11,550

$3,185

$38,220

Texas

$1,150

$9,000

$3,000

$36,000

Abilene

$1,840

$3,175

$2,300

$27,600

Amarillo

$2,250

$4,425

$3,142

$37,698

Austin - Round Rock

$2,275

$4,000

$3,773

$45,270

Beaumont - Port Arthur

$2,000

$4,320

$3,100

$37,200

Brownsville - Harlingen

$2,015

$3,150

$2,725

$32,700

College Station - Bryan

$2,995

$5,200

$3,341

$40,092

Corpus Christi

$1,430

$3,189

$2,200

$26,400

Dallas - Fort Worth - Arlington

$1,150

$6,075

$2,998

$35,970

El Paso

$1,350

$4,575

$2,450

$29,400

Houston - Sugar Land - Baytown

$1,400

$5,713

$3,200

$38,400

Killeen - Temple - Fort Hood

$2,125

$4,775

$3,243

$38,910

Laredo

$1,500

$1,950

$1,725

$20,700

Longview

$1,350

$3,300

$2,888

$34,650

Lubbock

$2,750

$4,200

$3,000

$36,000

McAllen - Edinburg - Mission

$2,250

$4,388

$3,250

$39,000

Midland

$2,850

$4,400

$2,916

$34,992

Odessa

$3,000

$3,975

$3,488

$41,850

San Angelo

$2,300

$4,100

$3,725

$44,700

San Antonio

$1,500

$5,380

$3,460

$41,520

Sherman - Denison

$3,100

$5,340

$4,373

$52,470

Texarkana

$1,725

$4,033

$1,948

$23,370

Tyler

$1,900

$4,288

$3,705

$44,460

Victoria

$2,500

$9,000

$3,300

$39,600

Waco

$1,200

$3,300

$2,025

$24,300

Wichita Falls

$2,400

$3,325

$3,075

$36,900

TX - Rest of State

$1,250

$4,365

$2,815

$33,780

 

ADULT DAY CARE DAILY RATES

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$202

$60

$15,600

Texas

$12

$130

$30

$7,800

Abilene

$28

$36

$32

$8,320

Amarillo

$48

$48

$48

$12,480

Austin - Round Rock

$50

$50

$50

$13,000

Beaumont - Port Arthur

$40

$40

$40

$10,400

Brownsville - Harlingen

$15

$30

$26

$6,760

College Station - Bryan

N/A

N/A

N/A

N/A

Corpus Christi

$30

$95

$30

$7,800

Dallas - Fort Worth - Arlington

$35

$75

$40

$10,400

El Paso

$20

$53

$28

$7,280

Houston - Sugar Land - Baytown

$30

$53

$35

$9,100

Killeen - Temple - Fort Hood

N/A

N/A

N/A

N/A

Laredo

$28

$130

$30

$7,722

Longview

$30

$30

$30

$7,800

Lubbock

$33

$33

$33

$8,450

McAllen - Edinburg - Mission

$12

$30

$25

$6,500

Midland

$45

$45

$45

$11,700

Odessa

N/A

N/A

N/A

N/A

San Angelo

$41

$41

$41

$10,660

San Antonio

$30

$40

$34

$8,840

Sherman - Denison

N/A

N/A

N/A

N/A

Texarkana

$41

$41

$41

$10,660

Tyler

$80

$80

$80

$20,800

Victoria

$25

$40

$33

$8,450

Waco

$40

$45

$43

$11,050

Wichita Falls

N/A

N/A

N/A

N/A

TX - Rest of State

$27

$70

$35

$9,100

 

HOME HEALTH AIDE SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$38

$19

$43,472

Texas

$14

$25

$18

$41,070

Abilene

$15

$18

$16

$37,706

Amarillo

$16

$18

$16

$37,592

Austin - Round Rock

$16

$22

$18

$41,184

Beaumont - Port Arthur

$16

$20

$17

$38,896

Brownsville - Harlingen

$14

$18

$17

$39,468

College Station - Bryan

$18

$18

$18

$40,040

Corpus Christi

$14

$21

$17

$37,752

Dallas - Fort Worth - Arlington

$15

$24

$18

$41,070

El Paso

$14

$16

$15

$33,176

Houston - Sugar Land - Baytown

$17

$23

$19

$42,900

Killeen - Temple - Fort Hood

$15

$16

$16

$35,990

Laredo

$17

$17

$17

$37,752

Longview

$18

$18

$18

$41,184

Lubbock

$15

$17

$16

$36,562

McAllen - Edinburg - Mission

$14

$17

$16

$37,638

Midland

$16

$22

$19

$42,900

Odessa

$22

$22

$22

$49,192

San Angelo

$19

$19

$19

$42,328

San Antonio

$15

$20

$17

$38,324

Sherman - Denison

$15

$21

$18

$40,040

Texarkana

$17

$17

$17

$38,896

Tyler

$15

$20

$17

$38,049

Victoria

$16

$20

$18

$41,619

Waco

$15

$15

$15

$35,350

Wichita Falls

$16

$17

$16

$37,615

TX - Rest of State

$14

$25

$18

$40,040

 

HOMEMAKER SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$10

$38

$18

$41,184

Texas

$13

$23

$18

$40,040

Abilene

$15

$18

$16

$37,706

Amarillo

$14

$17

$16

$36,036

Austin - Round Rock

$16

$22

$18

$41,138

Beaumont - Port Arthur

$16

$20

$17

$38,896

Brownsville - Harlingen

$14

$18

$17

$38,896

College Station - Bryan

$18

$18

$18

$40,040

Corpus Christi

$14

$21

$17

$37,752

Dallas - Fort Worth - Arlington

$13

$22

$18

$41,070

El Paso

$13

$16

$15

$33,176

Houston - Sugar Land - Baytown

$16

$23

$18

$41,619

Killeen - Temple - Fort Hood

$15

$16

$16

$35,990

Laredo

$16

$16

$16

$35,464

Longview

$14

$18

$18

$41,184

Lubbock

$15

$17

$16

$36,562

McAllen - Edinburg - Mission

$14

$17

$16

$37,638

Midland

$16

$22

$19

$42,900

Odessa

$22

$22

$22

$49,192

San Angelo

$19

$19

$19

$42,328

San Antonio

$15

$19

$17

$37,752

Sherman - Denison

$17

$18

$18

$40,040

Texarkana

$17

$17

$17

$38,896

Tyler

$15

$18

$17

$38,049

Victoria

$16

$20

$18

$41,619

Waco

$15

$15

$15

$35,350

Wichita Falls

$15

$16

$15

$34,755

TX - Rest of State

$14

$18

$16

$36,608

 

NOTES

  • Homemaker Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Home Health Aide Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Adult Day Health Care annual rates are based on 5 days/week multiplied by 52 weeks.
  • Assisted Living Facility annual rates are based on monthly rate multiplied by 12 months.
  • Nursing Home annual rates are based on daily rates, multiplied by 365 days.

To get a free comparison of today’s long term care insurance products, contact a licensed long term care insurance professional. Texas Long Term Care Insurance Quote.