Iowa Long Term Care Insurance

Nearly two-thirds of people over age 65 will need long term care at home or through adult day health care, or care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care service are ages 18 to 64.

This information is based on the 2010 Genworth Cost of Care Survey to help families evaluate options and cover the growing cost of long term care. For the seventh year Genworth Financial surveyed the cost of long term care across the U.S. to help American plan for the potential cost of this type of care in their preferred location and setting. The survey was conducted by CareScout® and covers nearly 13,000 long term care providers in 436 regions.

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NURSING HOME DAILY RATES (PRIVATE ROOM)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$90

$876

$206

$75,190

Iowa

$120

$250

$155

$56,393

Ames

$130

$174

$154

$56,028

Cedar Rapids

$155

$204

$168

$61,185

Davenport - Moline - Rock Island

$115

$215

$175

$63,875

Des Moines - West Des Moines

$135

$221

$158

$57,761

Dubuque

$140

$165

$160

$58,400

Iowa City

$128

$199

$185

$67,525

Sioux City

$120

$180

$155

$56,575

Waterloo - Cedar Falls

$135

$250

$151

$55,206

IA - Rest of State

$124

$216

$145

$52,925

 

NURSING HOME DAILY RATES (SEMI-PRIVATE ROOM]

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$80

$870

$185

$67,525

Iowa

$110

$250

$143

$52,195

Ames

$120

$187

$141

$51,283

Cedar Rapids

$131

$173

$149

$54,476

Davenport - Moline - Rock Island

$98

$204

$143

$52,195

Des Moines - West Des Moines

$128

$225

$149

$54,203

Dubuque

$133

$159

$147

$53,473

Iowa City

$118

$178

$149

$54,268

Sioux City

$110

$177

$141

$51,465

Waterloo - Cedar Falls

$120

$250

$138

$50,188

IA - Rest of State

$119

$158

$133

$48,363

 

ASSISTED LIVING FACILITY MONTHLY RATES (ONE BEDROOM/SINGLE OCCUPANCY)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$700

$11,550

$3,185

$38,220

Iowa

$1,200

$5,400

$3,171

$38,049

Ames

$3,040

$3,814

$3,623

$43,470

Cedar Rapids

$1,200

$4,725

$3,698

$44,370

Davenport - Moline - Rock Island

$1,814

$4,680

$3,600

$43,200

Des Moines - West Des Moines

$1,550

$5,400

$3,573

$42,870

Dubuque

$2,705

$3,581

$3,047

$36,567

Iowa City

$2,550

$5,049

$3,103

$37,230

Sioux City

$2,550

$4,800

$3,180

$38,160

Waterloo - Cedar Falls

$2,308

$4,435

$3,969

$47,622

IA - Rest of State

$1,528

$4,373

$2,237

$26,838

 

ADULT DAY CARE DAILY RATES

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$202

$60

$15,600

Iowa

$32

$80

$51

$13,169

Ames

$50

$50

$50

$13,000

Cedar Rapids

$50

$52

$51

$13,260

Davenport - Moline - Rock Island

$65

$65

$65

$16,900

Des Moines - West Des Moines

$50

$50

$50

$12,935

Dubuque

$46

$59

$52

$13,585

Iowa City

$51

$52

$51

$13,346

Sioux City

$32

$32

$32

$8,421

Waterloo - Cedar Falls

$44

$44

$44

$11,448

IA - Rest of State

$40

$80

$54

$14,040

 

HOME HEALTH AIDE SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$38

$19

$43,472

Iowa

$15

$36

$20

$46,858

Ames

$23

$25

$24

$54,752

Cedar Rapids

$16

$23

$18

$40,612

Davenport - Moline - Rock Island

$15

$20

$19

$42,328

Des Moines - West Des Moines

$22

$24

$23

$51,480

Dubuque

$18

$18

$18

$41,184

Iowa City

$18

$21

$19

$44,044

Sioux City

$20

$21

$20

$46,332

Waterloo - Cedar Falls

$18

$18

$18

$41,756

IA - Rest of State

$17

$36

$25

$57,200

 

HOMEMAKER SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$10

$38

$18

$41,184

Iowa

$13

$36

$20

$45,760

Ames

$23

$25

$24

$54,752

Cedar Rapids

$13

$23

$17

$38,896

Davenport - Moline - Rock Island

$15

$20

$19

$42,328

Des Moines - West Des Moines

$19

$21

$20

$45,760

Dubuque

$17

$17

$17

$38,896

Iowa City

$17

$19

$18

$40,612

Sioux City

$17

$18

$17

$39,765

Waterloo - Cedar Falls

$17

$17

$17

$37,752

IA - Rest of State

$17

$36

$23

$51,777

 

NOTES

  • Homemaker Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Home Health Aide Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Adult Day Health Care annual rates are based on 5 days/week multiplied by 52 weeks.
  • Assisted Living Facility annual rates are based on monthly rate multiplied by 12 months.
  • Nursing Home annual rates are based on daily rates, multiplied by 365 days.

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