Nearly two-thirds of people over age 65 will need long term care at home or through adult day health care, or care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care service are ages 18 to 64.
This information is based on the 2010 Genworth Cost of Care Survey to help families evaluate options and cover the growing cost of long term care. For the seventh year Genworth Financial surveyed the cost of long term care across the U.S. to help American plan for the potential cost of this type of care in their preferred location and setting. The survey was conducted by CareScout® and covers nearly 13,000 long term care providers in 436 regions.
Florida Long Term Care Insurance
NURSING HOME DAILY RATES (PRIVATE ROOM)
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $90 | $876 | $206 | $75,190 |
Florida | $166 | $420 | $225 | $82,125 |
Bradenton - Sarasota - Venice | $185 | $350 | $268 | $97,955 |
Cape Coral - Fort Meyers | $195 | $254 | $216 | $78,658 |
Deltona - Daytona Beach - Ormond Beach | $190 | $261 | $196 | $71,358 |
Fort Walton Beach - Crestview-Destin | $185 | $230 | $210 | $76,468 |
Gainesville | $182 | $295 | $224 | $81,760 |
Jacksonville | $171 | $259 | $228 | $83,220 |
Lakeland - Winter Haven | $210 | $250 | $224 | $81,760 |
Miami - Fort Lauderdale - Pompano Beach | $175 | $385 | $247 | $90,155 |
Naples - Marco Island | $213 | $408 | $313 | $114,179 |
Ocala | $215 | $260 | $243 | $88,633 |
Orlando - Kissimee | $197 | $267 | $230 | $83,950 |
Palm Bay - Melbourne-Titusville | $195 | $268 | $229 | $83,585 |
Palm Coast | $215 | $220 | $218 | $79,388 |
Panama City - Lynn Haven -Panama City Beach | $166 | $220 | $195 | $71,175 |
Pensacola - Ferry Pass - Brent | $190 | $225 | $203 | $74,095 |
Port St. Lucie | $185 | $230 | $220 | $80,300 |
Punta Gorda | $205 | $310 | $245 | $89,425 |
Sebastian - Vero Beach | $214 | $300 | $236 | $86,140 |
Tallahassee | $209 | $226 | $220 | $80,300 |
Tampa - St. Petersburg - Clearwater | $190 | $420 | $247 | $90,188 |
FL - Rest of State | $180 | $235 | $208 | $75,920 |
NURSING HOME DAILY RATES (SEMI-PRIVATE ROOM]
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $80 | $870 | $185 | $67,525 |
Florida | $150 | $325 | $205 | $74,825 |
Bradenton - Sarasota - Venice | $175 | $300 | $227 | $82,756 |
Cape Coral - Fort Meyers | $185 | $244 | $190 | $69,350 |
Deltona - Daytona Beach - Ormond Beach | $180 | $260 | $190 | $69,390 |
Fort Walton Beach - Crestview-Destin | $160 | $214 | $193 | $70,263 |
Gainesville | $172 | $243 | $185 | $67,525 |
Jacksonville | $163 | $224 | $198 | $72,270 |
Lakeland - Winter Haven | $188 | $233 | $209 | $76,223 |
Miami - Fort Lauderdale - Pompano Beach | $150 | $325 | $220 | $80,300 |
Naples - Marco Island | $204 | $288 | $240 | $87,720 |
Ocala | $200 | $250 | $210 | $76,650 |
Orlando - Kissimee | $185 | $255 | $210 | $76,650 |
Palm Bay - Melbourne-Titusville | $185 | $253 | $215 | $78,475 |
Palm Coast | $190 | $200 | $195 | $71,175 |
Panama City - Lynn Haven -Panama City Beach | $156 | $200 | $185 | $67,525 |
Pensacola - Ferry Pass - Brent | $170 | $205 | $195 | $71,175 |
Port St. Lucie | $165 | $215 | $195 | $71,175 |
Punta Gorda | $215 | $279 | $225 | $82,125 |
Sebastian - Vero Beach | $203 | $228 | $215 | $78,475 |
Tallahassee | $168 | $215 | $189 | $68,985 |
Tampa - St. Petersburg - Clearwater | $180 | $315 | $215 | $78,475 |
FL - Rest of State | $165 | $211 | $193 | $70,263 |
ASSISTED LIVING FACILITY MONTHLY RATES (ONE BEDROOM/SINGLE OCCUPANCY)
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $700 | $11,550 | $3,185 | $38,220 |
Florida | $800 | $5,694 | $2,550 | $30,600 |
Bradenton - Sarasota - Venice | $2,100 | $5,694 | $3,600 | $43,200 |
Cape Coral - Fort Meyers | $1,600 | $3,250 | $2,971 | $35,655 |
Deltona - Daytona Beach - Ormond Beach | $2,095 | $4,442 | $3,150 | $37,800 |
Fort Walton Beach - Crestview-Destin | $2,300 | $4,357 | $3,380 | $40,560 |
Gainesville | $1,900 | $4,560 | $4,000 | $48,000 |
Jacksonville | $1,200 | $5,275 | $3,250 | $39,000 |
Lakeland - Winter Haven | $2,250 | $3,798 | $2,881 | $34,569 |
Miami - Fort Lauderdale - Pompano Beach | $800 | $4,562 | $1,800 | $21,600 |
Naples - Marco Island | $4,100 | $5,345 | $4,670 | $56,040 |
Ocala | $1,800 | $4,950 | $2,850 | $34,200 |
Orlando - Kissimee | $1,400 | $4,650 | $2,601 | $31,206 |
Palm Bay - Melbourne-Titusville | $1,805 | $4,513 | $3,500 | $42,000 |
Palm Coast | $1,800 | $3,225 | $2,500 | $30,000 |
Panama City - Lynn Haven -Panama City Beach | $1,250 | $3,190 | $1,600 | $19,200 |
Pensacola - Ferry Pass - Brent | $1,850 | $4,388 | $3,125 | $37,500 |
Port St. Lucie | $2,325 | $5,169 | $3,350 | $40,200 |
Punta Gorda | $1,730 | $3,120 | $2,562 | $30,738 |
Sebastian - Vero Beach | $2,400 | $4,625 | $3,000 | $36,000 |
Tallahassee | $1,200 | $4,718 | $3,525 | $42,300 |
Tampa - St. Petersburg - Clearwater | $950 | $4,575 | $2,725 | $32,700 |
FL - Rest of State | $1,200 | $3,750 | $2,413 | $28,950 |
ADULT DAY CARE DAILY RATES
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $12 | $202 | $60 | $15,600 |
Florida | $35 | $96 | $55 | $14,300 |
Bradenton - Sarasota - Venice | $50 | $72 | $72 | $18,720 |
Cape Coral - Fort Meyers | $60 | $68 | $68 | $17,680 |
Deltona - Daytona Beach - Ormond Beach | $50 | $60 | $57 | $14,820 |
Fort Walton Beach - Crestview-Destin | N/A | N/A | N/A | N/A |
Gainesville | $60 | $60 | $60 | $15,600 |
Jacksonville | $40 | $96 | $63 | $16,380 |
Lakeland - Winter Haven | $45 | $45 | $45 | $11,700 |
Miami - Fort Lauderdale - Pompano Beach | $35 | $65 | $55 | $14,300 |
Naples - Marco Island | $55 | $55 | $55 | $14,300 |
Ocala | $45 | $60 | $45 | $11,700 |
Orlando - Kissimee | $55 | $60 | $60 | $15,600 |
Palm Bay - Melbourne-Titusville | $48 | $67 | $50 | $13,000 |
Palm Coast | $55 | $55 | $55 | $14,300 |
Panama City - Lynn Haven -Panama City Beach | N/A | N/A | N/A | N/A |
Pensacola - Ferry Pass - Brent | $65 | $65 | $65 | $16,900 |
Port St. Lucie | $50 | $55 | $55 | $14,300 |
Punta Gorda | N/A | N/A | N/A | N/A |
Sebastian - Vero Beach | N/A | N/A | N/A | N/A |
Tallahassee | $45 | $60 | $50 | $13,000 |
Tampa - St. Petersburg - Clearwater | $52 | $88 | $80 | $20,800 |
FL - Rest of State | N/A | N/A | N/A | N/A |
HOME HEALTH AIDE SERVICES HOURLY RATES (LICENSED)
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $12 | $38 | $19 | $43,472 |
Florida | $12 | $26 | $18 | $41,710 |
Bradenton - Sarasota - Venice | $18 | $26 | $20 | $45,760 |
Cape Coral - Fort Meyers | $16 | $23 | $20 | $45,188 |
Deltona - Daytona Beach - Ormond Beach | $14 | $21 | $19 | $43,472 |
Fort Walton Beach - Crestview-Destin | $18 | $21 | $19 | $43,426 |
Gainesville | $19 | $25 | $20 | $45,646 |
Jacksonville | $18 | $24 | $19 | $43,358 |
Lakeland - Winter Haven | $17 | $20 | $19 | $42,328 |
Miami - Fort Lauderdale - Pompano Beach | $12 | $24 | $16 | $36,608 |
Naples - Marco Island | $18 | $25 | $21 | $48,048 |
Ocala | $15 | $23 | $20 | $44,616 |
Orlando - Kissimee | $15 | $22 | $18 | $40,383 |
Palm Bay - Melbourne-Titusville | $15 | $21 | $18 | $40,040 |
Palm Coast | $15 | $18 | $17 | $38,278 |
Panama City - Lynn Haven -Panama City Beach | $18 | $22 | $19 | $43,472 |
Pensacola - Ferry Pass - Brent | $14 | $21 | $18 | $41,184 |
Port St. Lucie | $17 | $26 | $17 | $38,896 |
Punta Gorda | $18 | $23 | $19 | $44,044 |
Sebastian - Vero Beach | $17 | $20 | $20 | $45,760 |
Tallahassee | $15 | $22 | $17 | $38,896 |
Tampa - St. Petersburg - Clearwater | $15 | $26 | $19 | $43,426 |
FL - Rest of State | $14 | $22 | $19 | $42,900 |
HOMEMAKER SERVICES HOURLY RATES (LICENSED)
Region | Minimum Hourly Rate | Maximum Hourly Rate | Median Hourly Rate | Median Annual Rate |
|---|---|---|---|---|
USA | $10 | $38 | $18 | $41,184 |
Florida | $10 | $26 | $17 | $37,752 |
Bradenton - Sarasota - Venice | $15 | $26 | $19 | $43,472 |
Cape Coral - Fort Meyers | $15 | $21 | $18 | $41,184 |
Deltona - Daytona Beach - Ormond Beach | $13 | $21 | $18 | $40,909 |
Fort Walton Beach - Crestview-Destin | $16 | $17 | $16 | $36,608 |
Gainesville | $18 | $20 | $19 | $43,358 |
Jacksonville | $15 | $20 | $18 | $40,612 |
Lakeland - Winter Haven | $16 | $19 | $17 | $38,187 |
Miami - Fort Lauderdale - Pompano Beach | $10 | $24 | $16 | $36,608 |
Naples - Marco Island | $14 | $23 | $21 | $46,904 |
Ocala | $15 | $19 | $16 | $37,477 |
Orlando - Kissimee | $14 | $22 | $16 | $36,608 |
Palm Bay - Melbourne-Titusville | $14 | $18 | $16 | $37,477 |
Palm Coast | $15 | $16 | $16 | $35,990 |
Panama City - Lynn Haven -Panama City Beach | $15 | $18 | $16 | $36,608 |
Pensacola - Ferry Pass - Brent | $14 | $21 | $16 | $36,608 |
Port St. Lucie | $14 | $25 | $17 | $37,752 |
Punta Gorda | $16 | $23 | $20 | $44,845 |
Sebastian - Vero Beach | $16 | $19 | $17 | $38,896 |
Tallahassee | $15 | $22 | $16 | $36,494 |
Tampa - St. Petersburg - Clearwater | $14 | $22 | $16 | $37,180 |
FL - Rest of State | $14 | $22 | $18 | $41,184 |
NOTES
- Homemaker Services annual rates are based on 44 hours/week multiplied by 52 weeks.
- Home Health Aide Services annual rates are based on 44 hours/week multiplied by 52 weeks.
- Adult Day Health Care annual rates are based on 5 days/week multiplied by 52 weeks.
- Assisted Living Facility annual rates are based on monthly rate multiplied by 12 months.
- Nursing Home annual rates are based on daily rates, multiplied by 365 days.
To get a free comparison of today’s long term care insurance products, contact a licensed long term care insurance professional. Florida Long Term Care Insurance Quote.
