Connecticut Long Term Care Insurance

Nearly two-thirds of people over age 65 will need long term care at home or through adult day health care, or care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care service are ages 18 to 64.

This information is based on the 2010 Genworth Cost of Care Survey to help families evaluate options and cover the growing cost of long term care. For the seventh year Genworth Financial surveyed the cost of long term care across the U.S. to help American plan for the potential cost of this type of care in their preferred location and setting. The survey was conducted by CareScout® and covers nearly 13,000 long term care providers in 436 regions.

Connecticut Long Term Care Insurance

NURSING HOME DAILY RATES (PRIVATE ROOM)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$90

$876

$206

$75,190

Connecticut

$175

$598

$376

$137,058

Bridgeport - Stamford - Norwalk

$255

$598

$380

$138,700

Hartford - West Hartford - East Hartford

$293

$406

$379

$138,335

New Haven - Milford

$175

$490

$376

$137,240

Norwich - New London

$321

$400

$370

$135,050

CT - Rest of State

$275

$379

$331

$120,815

 

NURSING HOME DAILY RATES (SEMI-PRIVATE ROOM]

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$80

$870

$185

$67,525

Connecticut

$160

$498

$346

$126,108

Bridgeport - Stamford - Norwalk

$248

$498

$357

$130,305

Hartford - West Hartford - East Hartford

$265

$381

$353

$128,663

New Haven - Milford

$160

$440

$338

$123,370

Norwich - New London

$286

$390

$338

$123,370

CT - Rest of State

$245

$370

$311

$113,333

 

ASSISTED LIVING FACILITY MONTHLY RATES (ONE BEDROOM/SINGLE OCCUPANCY)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$700

$11,550

$3,185

$38,220

Connecticut

$2,000

$9,650

$4,430

$53,160

Bridgeport - Stamford - Norwalk

$2,900

$9,650

$5,791

$69,495

Hartford - West Hartford - East Hartford

$2,688

$6,500

$4,500

$54,000

New Haven - Milford

$2,000

$6,441

$4,300

$51,600

Norwich - New London

$2,550

$5,350

$3,807

$45,684

CT - Rest of State

$2,850

$7,260

$5,050

$60,597

 

ADULT DAY CARE DAILY RATES

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$202

$60

$15,600

Connecticut

$68

$124

$76

$19,630

Bridgeport - Stamford - Norwalk

$68

$85

$74

$19,240

Hartford - West Hartford - East Hartford

$70

$85

$80

$20,800

New Haven - Milford

$68

$124

$72

$18,785

Norwich - New London

$73

$73

$73

$18,980

CT - Rest of State

$70

$75

$73

$18,850

 

HOME HEALTH AIDE SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$38

$19

$43,472

Connecticut

$14

$28

$22

$49,192

Bridgeport - Stamford - Norwalk

$21

$28

$25

$56,056

Hartford - West Hartford - East Hartford

$19

$22

$20

$44,616

New Haven - Milford

$18

$26

$22

$50,908

Norwich - New London

$20

$22

$21

$47,934

CT - Rest of State

$14

$19

$17

$37,752

 

HOMEMAKER SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$10

$38

$18

$41,184

Connecticut

$13

$27

$19

$42,328

Bridgeport - Stamford - Norwalk

$17

$27

$19

$44,044

Hartford - West Hartford - East Hartford

$15

$19

$18

$41,184

New Haven - Milford

$17

$23

$19

$42,900

Norwich - New London

$19

$20

$19

$43,472

CT - Rest of State

$13

$19

$16

$36,036

 

NOTES

  • Homemaker Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Home Health Aide Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Adult Day Health Care annual rates are based on 5 days/week multiplied by 52 weeks.
  • Assisted Living Facility annual rates are based on monthly rate multiplied by 12 months.
  • Nursing Home annual rates are based on daily rates, multiplied by 365 days.

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