Colorado Long Term Care Insurance

Nearly two-thirds of people over age 65 will need long term care at home or through adult day health care, or care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in senior years, 40 percent of people currently receiving long term care service are ages 18 to 64.

This information is based on the 2010 Genworth Cost of Care Survey to help families evaluate options and cover the growing cost of long term care. For the seventh year Genworth Financial surveyed the cost of long term care across the U.S. to help American plan for the potential cost of this type of care in their preferred location and setting. The survey was conducted by CareScout® and covers nearly 13,000 long term care providers in 436 regions.

Quotes for Colorado Long Term Care Insurance

NURSING HOME DAILY RATES (PRIVATE ROOM)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$90

$876

$206

$75,190

Colorado

$157

$400

$218

$79,570

Boulder

$209

$295

$267

$97,455

Colorado Springs

$190

$238

$213

$77,734

Denver - Aurora - Broomfield

$195

$400

$224

$81,760

Fort Collins - Loveland

$204

$252

$223

$81,395

Grand Junction

$180

$299

$215

$78,475

Greeley

$208

$227

$222

$81,121

Pueblo

$194

$269

$201

$73,365

CO - Rest of State

$157

$282

$203

$74,226

 

NURSING HOME DAILY RATES (SEMI-PRIVATE ROOM]

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$80

$870

$185

$67,525

Colorado

$146

$226

$198

$72,234

Boulder

$189

$225

$217

$79,205

Colorado Springs

$172

$226

$197

$72,062

Denver - Aurora - Broomfield

$195

$224

$204

$74,278

Fort Collins - Loveland

$185

$213

$197

$71,905

Grand Junction

$175

$199

$188

$68,711

Greeley

$187

$203

$197

$71,814

Pueblo

$172

$186

$183

$66,667

CO - Rest of State

$146

$215

$194

$70,810

 

ASSISTED LIVING FACILITY MONTHLY RATES (ONE BEDROOM/SINGLE OCCUPANCY)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$700

$11,550

$3,185

$38,220

Colorado

$1,900

$6,150

$3,325

$39,900

Boulder

$2,500

$6,150

$3,960

$47,520

Colorado Springs

$2,200

$5,341

$3,550

$42,600

Denver - Aurora - Broomfield

$2,100

$5,277

$3,625

$43,500

Fort Collins - Loveland

$2,650

$4,600

$3,350

$40,200

Grand Junction

$2,110

$3,300

$2,736

$32,835

Greeley

$1,900

$4,160

$2,726

$32,712

Pueblo

$2,100

$3,350

$3,193

$38,310

CO - Rest of State

$2,087

$4,750

$3,641

$43,695

 

ADULT DAY CARE DAILY RATES

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$202

$60

$15,600

Colorado

$44

$144

$56

$14,430

Boulder

$60

$62

$61

$15,860

Colorado Springs

$55

$144

$58

$14,968

Denver - Aurora - Broomfield

$44

$80

$55

$14,300

Fort Collins - Loveland

$48

$52

$50

$13,000

Grand Junction

$50

$51

$50

$13,065

Greeley

$62

$62

$62

$16,120

Pueblo

$50

$50

$50

$13,000

CO - Rest of State

$44

$80

$62

$16,151

 

HOME HEALTH AIDE SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$12

$38

$19

$43,472

Colorado

$12

$26

$21

$48,574

Boulder

$20

$23

$23

$51,480

Colorado Springs

$19

$23

$21

$48,048

Denver - Aurora - Broomfield

$15

$25

$21

$48,620

Fort Collins - Loveland

$19

$24

$20

$44,616

Grand Junction

$25

$25

$25

$57,200

Greeley

$22

$24

$22

$49,764

Pueblo

$12

$20

$15

$34,320

CO - Rest of State

$18

$26

$22

$49,718

 

HOMEMAKER SERVICES HOURLY RATES (LICENSED)

Region

Minimum Hourly Rate

Maximum Hourly Rate

Median Hourly Rate

Median Annual Rate

USA

$10

$38

$18

$41,184

Colorado

$12

$25

$20

$45,760

Boulder

$19

$23

$20

$45,760

Colorado Springs

$17

$22

$20

$45,646

Denver - Aurora - Broomfield

$15

$24

$21

$46,904

Fort Collins - Loveland

$17

$23

$20

$44,616

Grand Junction

$25

$25

$25

$57,200

Greeley

$19

$22

$20

$45,760

Pueblo

$12

$20

$15

$34,320

CO - Rest of State

$17

$20

$19

$44,502

 

NOTES

  • Homemaker Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Home Health Aide Services annual rates are based on 44 hours/week multiplied by 52 weeks.
  • Adult Day Health Care annual rates are based on 5 days/week multiplied by 52 weeks.
  • Assisted Living Facility annual rates are based on monthly rate multiplied by 12 months.
  • Nursing Home annual rates are based on daily rates, multiplied by 365 days.

To get a free comparison of today’s long term care insurance products, contact a licensed long term care insurance professional. Colorado long term care insurance quote.